Visa & Mastercard (CyberSource)New
Card payments from Nepal and abroad, through your own bank.
Nepali banks such as NIC Asia offer businesses a card payment account run on CyberSource. Connect yours to Nepzio and shoppers can pay with a Visa or Mastercard, from Nepal or abroad, on CyberSource's secure page. The money is settled into your current account with the bank.
What you get
Cards from anywhere
Visa and Mastercard credit and debit cards, including cards issued outside Nepal, charged in Nepali rupees.
Card details never touch your store
Shoppers type their card on CyberSource's own page. Nepzio only receives the signed result.
Signed and checked
A payment counts only when CyberSource's signed answer is valid for the exact amount. Payments your bank holds for review stay pending until you settle them in CyberSource.
Recorded even if the shopper leaves
CyberSource also tells Nepzio directly, so a payment is recorded even when the shopper closes the page before coming back.
How to set it up
- 1
Ask your bank for a card payment (CyberSource Secure Acceptance) merchant account.
- 2
Your bank sends a profile ID, access key and secret key. You can also make them in CyberSource Business Center.
- 3
In your Nepzio admin, open Settings → Payment Methods → Visa or Mastercard, tick "Offer card payments at checkout" and enter the three values.
- 4
If your bank asks, give it the customer response page and merchant POST URL shown on that page. Tick "This is a test profile" while testing.
Visa & Mastercard (CyberSource): common questions
Which banks offer this?
Several Nepali banks resell CyberSource card acceptance, NIC Asia among them. Ask your bank for a "CyberSource Secure Acceptance" or e-commerce card merchant account.
Can customers outside Nepal pay?
Yes. Visa and Mastercard cards issued abroad can pay. The amount is charged in Nepali rupees, and the card issuer converts it.
Where does the money go?
Into your current account with the bank that gave you the card account, on its settlement schedule. Nepzio never holds it.
What does "held for review" mean?
Your bank may hold a card payment to check it. The order stays pending in Nepzio; once you accept it in CyberSource Business Center, mark the order paid.
How do I refund a card payment?
From CyberSource Business Center or through your bank. Record the return on the order in Nepzio, with the refund method and reference, so your stock, reports and order history stay right.
More payments
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